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I need spinal fusion surgery
Lumbar fusion — the bigger of the two common back surgeries, including hardware.
Typical US price before insurance
$67,015
$50,727typical range$87,919
This is an allowed amount — the price actually negotiated with insurers, not the inflated list price. Source: Health Care Cost Institute — HealthPrices.org (2021–2022 vintage (HCCI does not publish the exact data year)).
The inpatient facility fee is $60,179 of this. It costs about 2.5x a simple diskectomy.
What you'd actually pay
—
Where you live
$67,015
The national average price.
State prices from RAND's hospital price study — how much your state's hospitals charge private insurers relative to Medicare. This is a statewide price level, not a per-procedure state price. Maryland isn't shown: it sets hospital rates for all payers, so the comparison doesn't apply there.
This is an estimate, not a bill. It applies published average deductibles and a 20% coinsurance
(KFF's measured average for a hospital admission) to a national average price. Your actual plan, hospital and
diagnosis will move this number. Not medical or financial advice.